Back in the good old days insurance rates were determined by the driver’s age, sex, driving record and the type of car. At that time you paid for homeowners insurance based on the type of construction and you got a big discount if you lived within three miles of a fire station.
How Credit Scores Affect Insurance Rates Read More »
Every year, hurricanes cause millions of dollars worth of damage to Florida homes and businesses. Hurricane insurance can be complicated, and laws about it have changed several times during the past few years. The important question to ask yourself is, “if a hurricane wallops my area, can I afford to rebuild my home?” For most
Can you Afford to Rebulid After a Hurricane? Read More »
Many Florida homeowners are confused about flood insurance, and for good reason. In insurance terms, “A flood is an excess of water (or mud) on land that is normally dry” according to the National Association of Insurance Commissioners: The NFIP (National Flood Insurance Program) is even more specific. “A flood is a general and temporary
What is Flood Insurance and Do I Need It? Read More »
Everyone knows that when you own a home, you need to insure it. But what if you’re renting? Unless you own a lot of expensive furniture and household items, there’s no point, right? Wrong!
What is Renters Insurance and Do I need it Read More »
Hurricane season in Florida began June 1. Are you ready? No, I’m not asking about your hurricane kit or family evacuation plan, although you should have both in place. I’m asking about your family’s biggest asset, your home. Are you covered for hurricane-related damage to your property? If a hurricane happens to you, will your
Eight Questions to Ask Your Agent About Hurricane Insurance Read More »
