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florida homeowners insurance

The Factors That Affect Homeowners Insurance

Homeowner’s insurance is designed to restore your home and personal possessions in the event of an unexpected loss. There are several types of insurance policies offered by different companies, but not all coverage is the same. It is essential to review every option so you can make the most informed decision possible. At Insurance Land […]

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Reasons Why You Should Get Insured

7 Reasons Why You Should Get Insured Insurance is a form of financial risk management used to protect against the risk of contingent loss. Humans face daily risks such as theft, fire incident, untimely death, accident, business failure, natural disasters etc. Risks cannot be prevented but can be managed to produce minimal or no effect

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Is Ebola Compensable Under Workers’ Compensation?

Along with all the concerns regarding the ongoing Ebola epidemic, here’s one many people probably haven’t considered: What about health care and life insurance costs if the disease were to become widespread in the U.S.? The effects on the Life and Health insurance industries will clearly depend on whether the infected people are insured. Some

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Florida ‘Hurricane Tax’ Being Retired

The Florida Cabinet voted this week to end the assessment, a 1.3 percent surcharge on policyholders, that was initiated in 2008 and had been expected to continue until 2016. State law requires an assessment whenever the Florida Hurricane Catastrophe Fund (FHCF) does not have enough cash to pay insurers for the losses they incur. The

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10 Ways to Protect Your Home Against Hurricane Damage

Hurricane season has begun, but you can still take steps to minimize the risk of damage to your home if a named storm swoops down on Central Florida this year. Here are 10 ways you can beef up your home’s protection before a hurricane approaches – don’t wait until a storm is on its way!

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How Credit Scores Affect Insurance Rates

Back in the good old days insurance rates were determined by the driver’s age, sex, driving record and the type of car.  At that time you paid for homeowners insurance based on the type of construction and you got a big discount if you lived within three miles of a fire station.

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